Quick Answer: How Does NDIS Funding Work?

NDIS funding is government support given to eligible Australians with permanent disabilities to help pay for services and daily supports. Each person receives a personalised plan that is usually reviewed every year. The funding is divided into three main categories: Core Supports, Capacity Building, and Capital Supports.

As of 2025, more than 660,000 Australians are using NDIS, with average plans ranging from $35,000 to over $100,000 depending on individual needs.

What Is NDIS Funding and Who Is Eligible?

The National Disability Insurance Scheme (NDIS) is Australia’s system for funding disability support. It gives people more control over how their support money is used instead of giving funds directly to organisations.

The scheme is managed by the National Disability Insurance Agency (NDIA).

Eligibility Criteria

To qualify for NDIS funding, a person must:

• Be under 65 years of age when applying
• Be an Australian citizen, permanent resident, or hold a Protected Special Category Visa
• Have a permanent and significant disability
• Live in Australia

In Western Australia, participants can access support through local NDIS offices or work with a registered NDIS provider in Perth to guide them through the process.

What Are the 3 NDIS Funding Categories?

Each NDIS plan is divided into three categories. Understanding them is important because funds cannot always be moved between categories.

1. Core Supports – Flexible Daily Support

This is the most commonly used category and covers everyday needs.

Includes:

• Daily Activities (personal care, dressing, meals)
• Transport (travel to work or appointments)
• Consumables (basic disability-related items)
• Social & Community Participation

Example:
A participant in Perth may receive around $48,000 per year for daily care and social activities.

2. Capacity Building Supports – Skill Development

This funding focuses on improving independence and achieving long-term goals.

Includes:

• Support Coordination
• Improved Living Arrangements
• Health & Wellbeing (therapy, physiotherapy)
• Employment Support
• Education and Training

Note: Funds here are fixed and cannot be shifted between categories.

3. Capital Supports – High-Cost Investments

This category is for one-time or high-value purchases.

Includes:

• Assistive Technology (wheelchairs, devices)
• Home Modifications (ramps, rails)
• Specialist Disability Accommodation (SDA)

Funds in this category are strictly used for approved items only.

How the NDIS Planning Process Works (Step-by-Step)

1. Check Eligibility

Use the official checklist or contact NDIS to confirm eligibility.

2. Submit Access Request

Complete the form and provide medical evidence from professionals.

3. Attend Planning Meeting

Discuss your goals, challenges, and required support with an NDIS planner.

4. Receive Your Plan

Your plan will include funding across the three categories.

5. Choose Plan Management

Decide how you want your funds to be handled.

6. Select Providers

Choose service providers that match your needs.

7. Start Using Supports

Begin services and sign agreements with providers.

8. Track Spending

Monitor your funds to avoid overspending.

9. Prepare for Review

Collect progress reports before your yearly plan review.

How Can You Manage Your NDIS Funding?

There are three ways to manage your plan:

Self-Managed

• Full control over spending
• Can choose any provider
• Requires managing invoices and records

Plan-Managed

• A professional manages payments
• More flexibility without admin work
• No extra cost to your main budget

NDIA-Managed

• NDIA pays providers directly
• Only registered providers allowed
• Least flexibility but simple to manage

How to Find a Registered NDIS Provider in Perth

Choosing the right provider is important for better outcomes.

You can find providers through:

• NDIS Provider Finder (official website)
• Local Area Coordinators (LACs)
• Recommendations from support coordinators

A registered NDIS provider in Perth can help you:

• Understand your plan
• Connect with the right services
• Manage your supports effectively

Final Thoughts

NDIS funding is designed to give people with disabilities more independence and control over their lives. By understanding how the funding works and choosing the right providers, participants can make the most of their plans and improve their quality of life.